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Federal Mortgage Bank of Nigeria

fmbn.gov.ng

About

The Federal Mortgage Bank of Nigeria

Nigeria's apex mortgage institution, established in 1977 to expand access to housing finance and develop the Nigerian mortgage market.

Who FMBN is

Housing finance for Nigerians

The Federal Mortgage Bank of Nigeria (FMBN) is Nigeria's apex mortgage institution. Established in 1977, it provides long-term credit to mortgage institutions and mobilises domestic and international funds for housing.

FMBN administers the National Housing Fund (NHF), the scheme through which contributing Nigerians can access long-term mortgage loans at affordable rates for building, buying, renovating or completing a home.

1977

Year established

NHF

Fund administrator

FMBN's mandate includes

  • Provide long-term credit facilities to mortgage institutions in Nigeria.
  • Mobilize domestic and international housing funds.
  • Administer the National Housing Fund (NHF).
Read the full mandate on fmbn.gov.ng

National Housing Fund

What is the NHF?

The National Housing Fund is a Federal Government scheme, administered by FMBN, that pools contributions from Nigerian workers to provide a sustainable source of long-term, low-interest mortgage finance. Contributors can apply for NHF-backed loans to own, build or improve a home. NHF contributions and mortgage applications are handled through the main FMBN website and FMBN offices — not through this payments portal.

About this portal

FMBN Payments & Collections

One secure place to make an approved payment to FMBN and receive a verifiable receipt.

Payments are collected by Adept-Nexus Atelier Limited, appointed by the Federal Mortgage Bank of Nigeria as its collection agent, and processed securely by Paystack. This portal is separate from mortgage and NHF loan applications, which remain on the main FMBN website.

Who it is for

  • Tenants

    Rent / lease payments for office space in FMBN office buildings.

  • Organisations

    Companies and agencies paying rent and service charges for the offices they occupy.

  • Anyone checking a receipt

    Confirm that an FMBN payment receipt is genuine on the Verify Receipt page.